Prompt - Investing Concept Explainer for Beginners

Prompt - Debt Payoff Strategy Comparison

Act as a financial educator. I have these debts: [LIST: balance, interest rate, minimum payment]. My extra monthly amount for debt: [AMOUNT]. Compare the avalanche (highest interest first) and snowball (smallest balance first) methods for my situation: show the rough order, the trade-off between total interest saved and motivation, and a simple month-by-month starting plan for the one that fits me best. This is general education, not financial advice.